Qover

Qover is a Belgian-based insurtech company specializing in embedded insurance orchestration. Founded in 2016 by Quentin Colmant and Jean-Charles Velge, Qover aims to create a global safety net by making insurance simple, transparent, and accessible across borders. Their platform enables businesses to seamlessly integrate insurance as a native component of their products or services, enhancing value propositions and fostering customer loyalty. Key Offerings Qover provides a comprehensive suite of services, including: Embedded Insurance Orchestration : A modular platform that allows businesses to customize and integrate insurance solutions tailored to their needs, covering various products and countries. API & Integration : Custom APIs that facilitate the embedding of insurance into user experiences, enabling global coverage through a single integration. Claims Management : AI-powered claims processing that ensures quick payouts and an intuitive user experience, maintaining a human touch throughout the process. Risk Carrier Management : Access to a network of over 15 trusted risk carriers, with the flexibility to work with existing insurers or switch providers to achieve optimal coverage, pricing, and service. Data, Analytics & Reports : Real-time dashboards that provide insights into program performance, helping businesses optimize their insurance offerings. Values and Unique Aspects Qover is committed to: Sustainability : Implementing environmental, social, and governance (ESG) initiatives, including CO₂ and waste reduction, sustainable product development, and promoting diversity and inclusion within the company. Global Reach : Operating in over 32 countries across Europe, including Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Gibraltar, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, the Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, and the United Kingdom. Industry Recognition : Being named among the top 150 insurtech companies globally by CNBC and Statista, highlighting their innovative contributions to the insurance sector. Recent Developments In March 2026, Qover celebrated its 10th anniversary by securing an additional $12 million in growth funding from CIBC Innovation Banking, bringing its total funding to over $100 million. This milestone underscores investor confidence in Qover's trajectory and its AI-driven vision for the future of insurance infrastructure. The company now protects 15 million people across 32+ countries, with plans to reach 55 million users by the end of 2026 and 100 million by 2030. (qover.com ) Partnerships Qover has established strategic partnerships with major global brands, including ING, which launched as a managing general agent (MGA) with Qover as its technology partner in April 2026. This collaboration enables ING to directly accept insurance applications, handle claims, and collect premiums, with Qover's platform orchestrating multiple insurers and products to deliver a seamless insurance experience. (qover.com ) Customer Care Qover places a strong emphasis on customer service, offering multilingual support in over 15 European languages. Their customer care agents, centralized in Brussels, handle all aspects of insurance customer service, from pre-sales support to contract lifecycles, ensuring a high-quality experience for users across Europe. (qover.com ) Conclusion Qover's innovative approach to embedded insurance orchestration, combined with its commitment to sustainability, global expansion, and customer-centric services, positions it as a leading player in the insurtech industry, driving the evolution of insurance in the digital age.