Look&Fin

Look&Fin enables individuals to invest in companies in exchange for a share of future revenue, serving as an alternative to traditional loans and investment options. The platform facilitates direct connections between companies in need of funding and investors, allowing for crowdlending to innovative and high-performing SMEs. Investors receive monthly repayments from the loans given. Look&Fin operates as a crowdlending platform, emphasizing the risk of capital loss in SME financing. For Belgian tax residents, interest earned is subject to a 30% withholding tax. Currently, TDSB Invest SAS is seeking to borrow €657,000 to finance a residential project in Rosny-sous-Bois, which includes the renovation of apartments and common areas, with a total financing requirement of €891,054. The loan is 100% insured and secured by a trust on the financed asset, with an appraised LTV ratio of 67% and 63% post-renovation. The platform has seen a growth in raised volumes by 10% each month and is currently one of the top three fintech companies in France, holding 85% of the crowdlending market in Belgium. Look&Fin has achieved 200% annual growth in activity over the past four years, maintaining a very low default rate despite high financing volumes and nearly four years in operation. It is registered with the FSMA as a Participatory Financing Service Provider. Additionally, users can opt to receive information on investment opportunities through targeted ads while browsing the website.