Lita.co

LITA.co is a pioneering impact investing platform that connects individual investors with social entrepreneurs, enabling users to manage their finances ethically by investing online in companies that seek to generate positive social and environmental impacts. The platform facilitates direct investments in eco-friendly and socially responsible companies, with opportunities starting from €100. LITA.co offers a transparent online portfolio for responsible investing, aiming to reduce social and environmental inequalities. As a trailblazer in crowdfunding for the transition, LITA.co provides investment opportunities in private equity, private debt, renewable energy, and real estate. The platform emphasizes impact, tax exemptions, and accessibility, allowing investments from as little as €100. LITA.co connects investors who want to make a difference with companies that do, offering a range of unlisted investment options tailored to individual risk, return, and impact preferences. Investment opportunities on LITA.co include: Debt securities : Investments in start-ups, scale-ups, or more mature companies. Socially responsible real estate : Financing ecological real estate projects or companies. Renewable energy infrastructure : Supporting the production of renewable energy or green projects. Agricultural and agri-food projects : Building a more local and biodiversity-friendly food chain while fairly remunerating producers. Companies promoting transparency and fairness : Reducing ecological footprints and rethinking production and consumption habits. Energy transition drivers : Innovating and producing renewable energies such as solar, hydraulic, sailing, green hydrogen, or biomass. Independent media and cultural projects : Strengthening democracy and creating ecological and inclusive imaginations through various forms of media and art. Responsible mobility projects : Decarbonizing travel and freight transport for accessible mobility. Innovative solutions for companies : Helping limit negative environmental and social externalities. Real estate projects : Reducing environmental impact from construction to usage and creating shared spaces that strengthen community ties. Industrial companies : Rethinking production to be more carbon and resource-efficient by integrating sustainable materials, eco-design, reuse, and relocating know-how. Health and well-being actors : Improving health and well-being through research and innovative solutions. Education and training projects : Providing access to education and training for all, promoting emancipation, equal opportunities, and professional integration. By purchasing shares in promising companies, investors have the potential to multiply their initial investment in the event of a positive exit. Investing in company capital can also reduce tax burdens by up to 50% of the amount invested. Additionally, investing in bonds can yield up to 11% periodic interest in the event of success. Many opportunities on LITA.co are eligible for tax exemptions on capital gains in the event of resale of company shares. By placing financial securities in a tax envelope, investors can benefit from exemptions on capital gains and dividends. Testimonials from entrepreneurs highlight the value of LITA.co: "I needed a lead investor at my round table and only LITA was able to provide it. Having them on the board means having people who support us, focused on impact more than profitability." "The alignment of values between us, LITA, and our clients was non-negotiable. After five days, we were already certain of the amount raised from citizens." "I would rather raise a hundred times more with LITA than with a fund. This financing model without an intermediary is much healthier, and LITA fills a gap in the financing offer." "LITA was our only way to have investors in the capital. Together, we fought a common fight to shift the lines of financing for cooperatives." "LITA's flexibility allowed us to finance our needs as accurately as possible, and their analytical capacity is particularly suited to projects of renewable energies." "LITA is a new lever for reaching people we would never have found; it is also an investor with good advice that matches super well with traditional funds." Investors share their motivations: "I invested because I am a staunch supporter of soft mobility. I appreciate the talent of the two co-founders as well as their vision to create the most added value in this sector in France." "I invested because I want to support independent media, in favor of more social justice, and which allow better visibility of minorities." "I invested because I firmly believe in the return of the deposit! I trust the leadership of the directors and it is simply better for the planet: less travel and reasonable consumption." "I invested because it is a brand whose products and values I like. I support its commitment to sustainable, eco-responsible, and collaborative fashion." "I invested because I want to contribute to the development of third places that can raise awareness and support the vision of a more respectful and virtuous society." "I invested because I believe in carbon-free long-distance shipping. That a French solution is emerging thanks to my funding is a source of pride!" LITA.co believes that investing should be within everyone's reach, especially when it aligns with creating a more desirable future. The platform provides insights into solutions that promote a sustainable future and are awaiting financing. For example, LITA.co explores the revolution of self-consumption of electricity, which could take place on individual rooftops. Ten years ago, LITA.co opened a new path in the world of finance by offering transparent, accessible investments aligned with societal challenges. Today, LITA.co reaffirms its direction and unveils its new visual identity. Investing in the energy transition is attracting more individuals and professionals who want to give meaning to their savings while participating in the fight against climate change. LITA.co is approved by the Autorité des Marchés Financiers (AMF) as a Crowdfunding Service Provider (PSFP). It is a European investment platform that supports the development of a sustainable economy by investing directly in companies committed to the transition. Unlisted investments cannot be traded or exchanged on financial markets such as the stock market. Directly issued by companies, financial securities are held by private investors and traded over the counter over the long term, supporting small and medium-sized businesses in the real economy. Investors can invest in the capital or debt securities of companies of various sizes, ranging from young startups to cooperatives, including SMEs and large global groups. Operating in all sectors of the economy, these companies are committed to the ecological and social transition. Most opportunities on LITA.co allow investments starting from €100, with the exact minimum entry ticket specified on each company's fundraising page. In summary, sustainable and accessible investment for all is possible with LITA.co. Investing in unlisted securities involves risks, including the partial or total loss of the invested capital, as well as a risk of illiquidity (the invested money is blocked and cannot be withdrawn at will). It is important to maintain precautionary savings and to invest only a portion of financial assets. Media coverage highlights LITA.co's impact: "The flagship impact business financing platform of French Tech is launching its first fund!" "LITA’s objective is for every euro that passes through this platform to have a positive impact on society and the environment." "LITA, the fintech that is shaking up traditional finance by exposing its values – social, solidarity, and ecological." Developed by the LITA.co team, Rift is a mobile application that scans the societal and environmental impact of current accounts, savings accounts, and life insurance.