Brussels Guarantee Fund

The Brussels Guarantee Fund, managed by finance&invest.brussels, is a public interest entity dedicated to facilitating access to professional credit for entrepreneurs in the Brussels region. By providing substantial guarantees, the Fund enhances the ability of businesses to secure necessary financing from banks, thereby fostering economic growth and job creation within the region. The Fund offers a range of financial instruments tailored to meet the diverse needs of Brussels-based enterprises. These include guarantees that cover a significant portion of the securities required by banks for professional credits, often making the difference in obtaining a loan. Additionally, the Fund provides the "Garantie Plus" formula, an all-in-one solution combining a bank investment credit, a guarantee, and a subordinated loan, all managed directly by the entrepreneur's banker to streamline the credit acquisition process. (finance.brussels ) The mission of the Brussels Guarantee Fund is to support the socio-economic fabric of Brussels by offering financial solutions that enable independent workers, very small businesses, and social enterprises to thrive. By facilitating access to credit and sharing risks with banks, the Fund plays a crucial role in promoting a positive economy and contributing to the creation of sustainable, non-relocatable jobs accessible to Brussels job seekers. (finance.brussels ) Through its various financing solutions, the Brussels Guarantee Fund addresses the specific needs of different types of enterprises. For instance, the "Proxi Loan" allows individuals to lend money to Brussels businesses while benefiting from tax advantages, thereby mobilizing individual savings to support local entrepreneurship. For social enterprises, the "CITIZ US" loan offers up to €150,000 to support their development, acknowledging their unique role in the economy. (finance.brussels ) In summary, the Brussels Guarantee Fund, through finance&invest.brussels, provides a comprehensive suite of financial tools designed to meet the evolving needs of Brussels entrepreneurs. By facilitating access to credit and offering tailored financing solutions, the Fund plays a pivotal role in supporting the growth and sustainability of businesses within the Brussels region.